Sell My Fire-Damaged House
The short answer.
Yes. InTym Properties buys fire-damaged houses nationwide, as-is, whether the insurance claim is settled or still open. Lenders will not finance a burned house, so cash is the real buyer pool. Written offer usually within 48 hours.
InTym Properties buys fire-damaged houses nationwide, as-is. Lenders will not finance a burned house: cash is the buyer pool. Written offer usually within 48 hours, claim settled or not. Email hello@intymproperties.com or call/text (650) 540-1854.
Structure, smoke, and suppression-water damage. Claim open or closed: bought as it sits.
†every offer signed · proof of funds on request · no obligation, in writing
How it works.
- 01
Tell InTym Properties what happened
Two minutes. Kitchen fire or total loss, claim open or closed, occupied or boarded: InTym Properties has priced all of it.
- 02
Read the offer
Within 48 hours, signed. InTym Properties prices the damage, structure, smoke, and water, as it sits. No remediation required.
- 03
Close and be done
Licensed title company. Sell before, during, or after the insurance claim: InTym Properties coordinates either way.
Get your written offer.
How your offer gets built.
Value, repairs, costs, margin: the same lines your written offer is built on:
- ARV (fixed-up value)
- $285,000
- repairs
- −$51,500
- InTym Properties' costs
- −$28,500
- InTym Properties' margin
- −$17,000
- your offer
- = $188,000
illustrative · your offer uses your house, your comps, your repairs
Fire Damage in Broward County.
A fire-damaged house has one buyer pool: cash. A lender will not finance a home that fails habitability, and no carrier will write a bindable policy on a burned structure, so the financed-buyer path is closed until the house is fully repaired and insurable again. Meanwhile the damage keeps working: smoke residue is acidic and keeps corroding surfaces, suppression water grows mold fast in Florida's humidity, and an open structure invites weather and trespass. Remediation is real money, smoke mitigation, water extraction, mold treatment, and structural repair routinely run into the tens of thousands before a single cosmetic dollar is spent. You also have a timing decision: settle the insurance claim and then sell, or sell as-is with the claim open. Both are done; the claim is yours, and whether the proceeds stay with you or are assigned depends on your policy and how the sale is structured. Talk to your adjuster or attorney; InTym Properties can price the house either way and show you both numbers.
Fire damage in Idaho.
Same buyer-pool problem, different climate. Idaho lenders will not finance a burned or smoke-damaged house either; habitability and insurability are the gatekeepers everywhere, so a damaged home in Boise, Nampa, or Idaho Falls sells to a cash buyer or it sits. The Idaho-specific risk is cold: a structure opened up by fire, or left unheated after one, takes freeze damage fast, and a burst water line inside a smoke-damaged home compounds the remediation bill. The claim-timing decision is the same as Florida's, settle first or sell with the claim open; InTym Properties can price the house either way and coordinate with your adjuster. And if the fire exposed older problems, an aging roof, dated wiring, those get priced into the same written offer, line by line.
Statutes cited above: Idaho Legislature: Idaho Statutes
Fire damage in Ohio.
The buyer-pool problem is identical: no lender finances a house that fails habitability, and no carrier writes a binder on a burned structure, so a fire-damaged house in Cleveland, Columbus, or Cincinnati sells to cash or it sits. Ohio adds cold to the equation: a structure opened up by the fire or left unheated after suppression takes freeze damage fast, and smoke residue keeps corroding whatever the water did not reach. If the fire drew an unsafe-structure or condemnation order from the city, that paperwork prices into the offer too. The claim-timing choice, settle first or sell with the claim open, works the same as in Florida: the claim is yours either way, and whether proceeds stay with you or get assigned is a policy question for your adjuster or attorney. InTym Properties prices the damage as it sits and shows you both numbers.
Statutes cited above: Ohio Laws: Ohio Revised Code
Fire damage in Michigan.
Financed buyers are out for the same reasons: the lender needs habitability and insurability, and a burned house in Detroit, Grand Rapids, or Flint fails both until it is rebuilt. Michigan's version of compounding damage is winter: an opened or unheated structure takes freeze damage, and suppression water left in the walls finds every crack. Michigan cities also run aggressive dangerous-building dockets under the Housing Law of Michigan, MCL 125.540 and 125.541, so a burned house can pick up a demolition-track order while it sits; those orders and any resulting liens price into the offer and transfer at closing. The claim is yours either way; sell before or after it resolves, and talk to your adjuster or attorney about whether the proceeds stay with you. InTym Properties prices the damage as it sits and closes through a licensed Michigan title company.
Statutes cited above: Michigan Legislature: Michigan Compiled Laws
“Fire kills the financed buyer first. InTym Properties prices the damage and closes anyway.”
InTym Properties
Questions.
Can I sell a fire-damaged house without repairing it?
Yes. InTym Properties buys as-is: structure damage, smoke damage, and suppression-water damage included. No remediation, no board-up, no contractor bids required before the offer.
Should I settle my insurance claim before selling?
Either path works, and they net differently. Settling first usually means more cash in hand but months of claim work. Selling with the claim open can be faster: depending on your policy, proceeds may stay with you or be assigned. Talk to your adjuster or attorney; InTym Properties will show you a written number either way.
Why will a regular buyer's lender not finance my house?
Lenders require the collateral to be habitable and insurable. A fire-damaged home fails both: no bindable policy, no loan. Until it is fully repaired and insurable again, the only real buyer pool is cash.
How do you price a burned house?
Same math as everything InTym Properties buys: after-repair value minus the full remediation cost, structure, smoke, water, mold, minus holding costs and our margin. Every line is shown in writing before you sign.
The fire marshal or county posted a notice on the house. Can I still sell?
Yes. Unsafe-structure and do-not-occupy notices are priced into the offer and become InTym Properties' responsibility at closing.
How fast can you close on a fire-damaged house?
As little as 7 days if title is clear. There is no lender to wait on and no repair condition: the title work is the timeline.
What if my Ohio city condemned the house after the fire?
The order does not block a sale. Unsafe-structure and condemnation orders come from the municipal property-maintenance code; if the city does abatement or demolition work itself, the unpaid cost is certified to the county auditor as a special assessment. The orders and any assessment balance price into the offer and transfer at closing.
Can a fire-damaged house land on a demolition docket in Michigan?
Yes. Michigan cities run dangerous-building proceedings under the Housing Law of Michigan, MCL 125.540 and 125.541: a hearing officer can order the structure demolished or made safe, and noncompliance means the city does the work and takes a lien. Those orders price into the offer and become InTym Properties' responsibility at closing.
InTym Properties also handles.
Related reading.
Sell your house fast in Florida or Idaho.
Get your written offer.
Every offer signed. No obligation, in writing, usually within 48 hours.
Want the full process first? See how InTym Properties buys houses, step by step.
Reviewed October 15, 2026 · InTym Properties · Nationwide