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Sell My Fire-Damaged House

InTym Properties buys fire-damaged houses in Broward County and south Idaho, as-is. Lenders will not finance a burned house — cash is the buyer pool. Written offer within 48 hours, claim settled or not. Call (650) 540-1854.

Structure, smoke, and suppression-water damage. Claim open or closed — bought as it sits.

every offer signed by Ty Stevenson · proof of funds on request · no obligation, in writing

§02

How it works.

  1. 01

    Tell us what happened

    Two minutes. Kitchen fire or total loss, claim open or closed, occupied or boarded — we have priced all of it.

  2. 02

    Read the offer

    Within 48 hours, signed. We price the damage — structure, smoke, and water — as it sits. No remediation required.

  3. 03

    Close and be done

    Licensed title company. Sell before, during, or after the insurance claim — we coordinate either way.

§02.5

Get your written offer.

written offer ~48h · no obligation · no fees · proof of funds on request

Prefer a person? Call or text (650) 540-1854

§03

Fire Damage in Broward County.

A fire-damaged house has one buyer pool: cash. A lender will not finance a home that fails habitability, and no carrier will write a bindable policy on a burned structure — so the financed-buyer path is closed until the house is fully repaired and insurable again. Meanwhile the damage keeps working: smoke residue is acidic and keeps corroding surfaces, suppression water grows mold fast in Florida's humidity, and an open structure invites weather and trespass. Remediation is real money — smoke mitigation, water extraction, mold treatment, and structural repair routinely run into the tens of thousands before a single cosmetic dollar is spent. You also have a timing decision: settle the insurance claim and then sell, or sell as-is with the claim open. Both are done — the claim is yours, and whether the proceeds stay with you or are assigned depends on your policy and how the sale is structured. Talk to your adjuster or attorney; we can price the house either way and show you both numbers.

§03.5

Fire damage in Idaho.

Same buyer-pool problem, different climate. Idaho lenders will not finance a burned or smoke-damaged house either — habitability and insurability are the gatekeepers everywhere — so a damaged home in Boise, Nampa, or Idaho Falls sells to a cash buyer or it sits. The Idaho-specific risk is cold: a structure opened up by fire, or left unheated after one, takes freeze damage fast, and a burst water line inside a smoke-damaged home compounds the remediation bill. The claim-timing decision is the same as Florida's — settle first or sell with the claim open; we can price the house either way and coordinate with your adjuster. And if the fire exposed older problems — an aging roof, dated wiring — those get priced into the same written offer, line by line.

Statutes cited above: Idaho Legislature — Idaho Statutes

§04
Fire kills the financed buyer first. We price the damage and close anyway.

Ty Stevenson · Founder

§05

Questions.

Can I sell a fire-damaged house without repairing it?

Yes. We buy as-is — structure damage, smoke damage, and suppression-water damage included. No remediation, no board-up, no contractor bids required before the offer.

Should I settle my insurance claim before selling?

Either path works, and they net differently. Settling first usually means more cash in hand but months of claim work. Selling with the claim open can be faster — depending on your policy, proceeds may stay with you or be assigned. Talk to your adjuster or attorney; we will show you a written number either way.

Why will a regular buyer's lender not finance my house?

Lenders require the collateral to be habitable and insurable. A fire-damaged home fails both — no bindable policy, no loan. Until it is fully repaired and insurable again, the only real buyer pool is cash.

How do you price a burned house?

Same math as everything we buy: after-repair value minus the full remediation cost — structure, smoke, water, mold — minus holding costs and our margin. Every line is shown in writing before you sign.

The fire marshal or county posted a notice on the house. Can I still sell?

Yes. Unsafe-structure and do-not-occupy notices are priced into the offer and become our responsibility at closing.

How fast can you close on a fire-damaged house?

As little as 7 days if title is clear. There is no lender to wait on and no repair condition — the title work is the timeline.

§07

Get your written offer.

Every offer signed by Ty Stevenson. No obligation, in writing, usually within 48 hours.

written offer ~48h · no obligation · no fees · proof of funds on request

Prefer a person? Call or text (650) 540-1854

Reviewed September 17, 2026 · InTym Properties · Broward County, FL & south Idaho